People over 70 are being urged to review their legal and financial situation now, because one specific document may affect how much money is ultimately left for heirs. According to Iltalehti, an experienced family lawyer says early planning can help avoid problems later.

The expert says care-home fees still contain traps, even though many Finns assume the charge is based only on income. In practice, several factors can matter, which is why preparations should be made before care needs become urgent.

The message is straightforward: documents, fees and inheritance matters should be checked well in advance, not only when care decisions are already on the table. That can ease the burden on relatives and reduce the risk of money or rights being handled differently than expected.