The average student loan balance in Finland has more than doubled over the past ten years, according to Yle News. The increase is putting more pressure on graduates, many of whom are starting their working lives with a much larger debt burden than earlier cohorts.

One Finnish graduate described the debt in blunt terms, saying, “I wouldn’t do it again.” The comment highlights a broader concern: for some students, the loan that helps finance their studies is becoming a long-term financial strain that can shape everyday spending and future plans.